RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Jiayin Group - Stock

Jiayin Group ROE 2024

Jiayin Group ROE

0.54

Ticker

JFIN

ISIN

US47737C1045

WKN

A2PCBV

In 2024, Jiayin Group's return on equity (ROE) was 0.54, a -42.6% increase from the 0.95 ROE in the previous year.

Jiayin Group Aktienanalyse

What does Jiayin Group do?

The Jiayin Group Inc is a Chinese FinTech company that was originally founded in 2011 under the name Niwodai. The company is headquartered in Shanghai, China, and is listed on the NASDAQ stock exchange in the USA. The company has a proprietary online lending system that allows individuals and small to medium-sized businesses to quickly and easily apply for and receive loans without having to visit a traditional bank. Jiayin Group Inc's business model is based on the peer-to-peer lending principle, where the company acts as a intermediary platform between borrowers and investors. One of the divisions of Jiayin Group Inc is the so-called "Niwodai credit program", which enables retail customers to access loans to meet their shopping or consumption needs. The company also offers loans to small and medium-sized businesses that are often rejected by banks due to high requirements and bureaucratic hurdles. In addition to its online lending services, Jiayin Group Inc has developed a range of digital financial products and services, including investment funds, insurance, asset management, and loan securitization. In 2015, Jiayin Group Inc also introduced an automatic investment portfolio management system that allows smaller investors to efficiently manage and diversify their investments. The system uses algorithms to connect investors with different investment strategies and goals while minimizing risks. While Jiayin Group Inc primarily operates in China, the company is increasingly expanding internationally and has established a strong presence in the USA, Hong Kong, and Singapore. The company has obtained an international license for its online lending platform and can offer loans in multiple countries. Overall, Jiayin Group Inc has shown impressive growth in recent years. The company achieved a net revenue of approximately 26.5 billion RMB (4.1 billion US dollars) in 2020 and served over 510,000 borrowers in the same year. However, the company also faces some challenges that are typical for the Chinese FinTech industry. The regulation and continuous monitoring by the Chinese government are strict and can affect the business performance. Despite these challenges, Jiayin Group Inc has solidified its position as a leading provider of online lending services for retail customers and small to medium-sized businesses in China. With its innovative platform, digital products and services, and international growth potential, the company is well positioned to continue growing and succeeding in the coming years. Jiayin Group ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding Jiayin Group's Return on Equity (ROE)

Jiayin Group's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Jiayin Group's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Jiayin Group's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Jiayin Group’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Jiayin Group Stock

What is the ROE (Return on Equity) of Jiayin Group this year?

The ROE of Jiayin Group this year is 0.54 undefined.

How has the Return on Equity (ROE) of Jiayin Group developed compared to the previous year?

The ROE of Jiayin Group has increased by -42.6% decreased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of Jiayin Group?

A high ROE indicates that Jiayin Group generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of Jiayin Group?

A low ROE can indicate that Jiayin Group is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of Jiayin Group affect the company?

A change in ROE (Return on Equity) of Jiayin Group can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of Jiayin Group?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of Jiayin Group?

Some factors that can influence Jiayin Group's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does Jiayin Group pay?

Over the past 12 months, Jiayin Group paid a dividend of 0.4 CNY . This corresponds to a dividend yield of about 0.88 %. For the coming 12 months, Jiayin Group is expected to pay a dividend of 0.4 CNY.

What is the dividend yield of Jiayin Group?

The current dividend yield of Jiayin Group is 0.88 %.

When does Jiayin Group pay dividends?

Jiayin Group pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Jiayin Group?

Jiayin Group paid dividends every year for the past 2 years.

What is the dividend of Jiayin Group?

For the upcoming 12 months, dividends amounting to 0.4 CNY are expected. This corresponds to a dividend yield of 0.88 %.

In which sector is Jiayin Group located?

Jiayin Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Jiayin Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Jiayin Group from 1/31/2024 amounting to 0.4 CNY, you needed to have the stock in your portfolio before the ex-date on 1/18/2024.

When did Jiayin Group pay the last dividend?

The last dividend was paid out on 1/31/2024.

What was the dividend of Jiayin Group in the year 2023?

In the year 2023, Jiayin Group distributed 0 CNY as dividends.

In which currency does Jiayin Group pay out the dividend?

The dividends of Jiayin Group are distributed in CNY.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von Jiayin Group

Our stock analysis for Jiayin Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Jiayin Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.